Análisis completo para ser cualificado en un préstamo hipotecario:

 
Nuestras calculadoras le ayudarán a determinar la cantidad del préstamo, una pre-cualificación hipotecaria para dicho préstamo, el pronto inicial necesario ó si usted debe rentar en vez de comprar.

Favor de completar los blancos y oprima Calculate Now.  Para ver cada resultado, oprima los diferentes "Tabs".  Para recibir una copia de los resultados, oprima Receive this Detailed Analysis.

Para más información relacionada al préstamo hipotecario, oprima "Contáctenos" y déjenos su mensaje.
Required Fields
   
    %
$
$  
$  
Estimate Insurance to of Cost
$  
Estimate Tax to of Cost
$
$
Optional Fields
   
   
$
Results
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Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %